Micro Finance & Nidhi MLM
Run a Nidhi company, NBFC, or microfinance institution with banking-grade precision. Manage members, deposits, and loans while rewarding agents through referral-based commissions — all backed by secure financial accounting and a scalable architecture built for thousands of daily micro-transactions.
From Onboarding to Payout
Onboard Members
Capture KYC, assign member IDs, and link introducing agents in minutes.
Manage Deposits & Loans
Open Savings, FD, RD, and daily deposit accounts, and disburse loans with schedules.
Automate Servicing
EMIs, interest, maturity, and penalties are calculated and posted automatically.
Reward & Report
Agent commissions are computed and audit-ready reports are generated for compliance.
Built For Your Industry
Account Types
Manage Savings, Fixed Deposits (FD), Recurring Deposits (RD), and Daily Deposit Schemes.
Loan Management
Process personal, gold, or property loans with automated EMI calculations.
Agent Commission Calculation
Reward agents for bringing in deposits or loan customers.
Regulatory Compliance
Built to handle local tax, RBI reporting, and audit requirements.
Penalty & Default Tracking
Automated penalty calculation and overdue EMI monitoring.
Member Passbook & Statements
Digital passbooks and downloadable statements for every member.
Made for Micro Networks
Secure data handling, precise financial accounting, and a scalable architecture that supports thousands of daily micro-transactions while staying audit-ready.
Engineered to Scale With You
Blazing Fast
Sub-second calculations
Enterprise Secure
End-to-end encryption
Smart Analytics
Real-time BI dashboards
Full Transparency
Audit every transaction
Questions, Answered
Savings, Fixed Deposits (FD), Recurring Deposits (RD), and Daily Deposit Schemes are all supported, each with configurable interest rules.
Personal, gold, and property loans with automated EMI calculation, interest accrual, and penalty tracking for overdue payments.
The system is built to support local tax handling, RBI-style reporting, and audit requirements with detailed financial records.
Agents can be rewarded for sourcing deposits or loan customers, with commission rules configurable by product and volume.
Other Industry Solutions
Specialized MLM software for every vertical.
Ready to Get Started?
See our Micro Finance & Nidhi MLM software in action with a live demo tailored to your business.
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